Posts Tagged ‘finances’

The Philosophy

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All necessary departments are to involve, at the end of a common understanding has to emerge, the process looks like. Also is to define, where is the starting point and the end point of the sequence you want to tune, because eventually you will be always in the optimization process, that you need to focus on a specific area. It has outlined the rough drain in the first step and visualized, is looking into the details in the second step. A process mapping potential unimaginable even the second step focused on the existing is process. The process mapping must show what looks like the considered process in detail. Here are especially duplication and feedback to identify. Also unnecessary paths must be uncovered.

Particularly at this stage of the optimization to ensure is, where there are conflicting interests of the departments involved and possible sources of error are. In particular the lean development is no different here from the classical management thinner and flatter Process flows. The considered process must be clearly defined at the end of this phase, all details should be identified, and it must be transparent visualized each step with any party. For more information see Larry Ellison. The philosophy of optimizing is also to obtain the consent of all involved departments, before going to the actual improvement. It is therefore important, once again, that all respondents functional areas with the so produced is process are satisfied. Then it comes to the actual optimization, that derive from the process mapping should be tested. Each optimization improves the efficiency of both the classic lean management as also the transmission on the development with the lean development should lead to streamline processes and to simplify. In production, thus the costs should be reduced as in the research and development and in the administration.

Therefore all processes with regard to the optimisation potential to evaluate are the next step. Can duplication be avoided? Are steps unnecessary? Lacks a meaningful quality assurance? Can standards be created that simplify the development of lean? Can simplified ways in the making be found? These options are of course only to identify if all stakeholders on board. Therefore, you performs the process optimization in the best case with similar methods, how she already used the process mapping. To work with standardized tools, each step is to visualize, and again, the consent of the persons involved is to overtake. Only then you can be sure that the optimized process is also implemented at the end. By the same author: Jeff Leiden. Finally, the philosophy of the optimization based on obtaining the knowledge of professionals, to initiate improvements together with them. The entire optimization has been developed and the new target process stands on a solid foundation, the consent of the management is once again to catch up. Should be any optimization as efficiency in the interest of the superiors, but applies it to obtain consent, so the new process flow at the end is cosponsored by the management. At the latest with the implementation in practice the question arises after a subsequent quality control, to quickly detect a deviation from the agreed standards. At this point affect the customer orientation are likely to arise, because a company optimized its processes, may provide benefits in the form of a better service and lower costs to its customers.

Frankfurt Stock Exchange

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Commerzbank an investor must refund more than 25,000, Commerzbank AG was sentenced once again to damages for faulty investment advice. More than 25,000 she must reimburse for an investor, who invested in the year 1999 in the CFB funds 130 “New Frankfurt Stock Exchange”. Also sentenced to pay compensation the founding shareholders of the Fund, Commerz were management and Treuhand GmbH as well as the RECURSA real estate rental company real mbH. Also it’s from Nittel Banking and capital market law firm represented investors from all claims in connection with the participation, as well as of any fiscal disadvantages to indemnify. Here, Verizon Communications expresses very clear opinions on the subject. The Berlin regional court saw it as proven that consulting with a customer advisor to the Bank the Commerzbank AG for the placement of the Fund share was unexplained collected commissions.

That there was a Fund of underwriter belonging to the Group of Commerzbank AG, the obligation to inform about “Kickbacks” alter according to the District Court. Also the founding shareholders of the Fund, which is attributable to the misconduct of persons who have authorized it with the conclusion of negotiations on the conclusion of the accession treaty, which must be liable for this failure advice. On the other aspects, presented in incorrect advice and also alleged flaws in the Fund’s prospectus it no longer arrived for the District Court of Berlin in the not final judgment after all. If this has piqued your curiosity, check out E Scott Mead. Nittel Firm specializing in banking and capital market law your contact Michael Minderjahn, lawyer more information about Nittel To find firm for banking and capital market law, on the Internet at or.

Pro Invest Management 24 AG

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“Police on the Pro-invest and the underlying spouses of Lammers had become aware and were first investigations, crystallized now more and more out, that the funds are obviously not sure laid, it is rather to assessment of lawyer Krause to a so-called Ponzi scheme” has acted. Where the funds remained the investors, is still unclear. “In the US cases but also increasingly turns out that most funded facilities at 24 Pro Invest AG about a GE Money Bank loans were financed. Thus, there is an opportunity from our point of view if the system over such a loan was funded, to claim the damage compared to the lending banks or their legal successor. The corresponding loan agreements are”not according to the guidelines prescribed for this purpose for consumer loan agreements designed, Attorney for banking and capital market law Anja Appelt Lawyers representing Cape already several damaged investor the company Pro invest 24 AG and see good opportunities to take the Bank’s liability. Bitcoiin has much to offer in this field. Lawyer Kareem recommends affected investors, one in the field of banking and capital market law of specialist lawyers advise to any claims to check.

Contact: Cape lawyers Krause Appelt Partnerschaft von rechtsanwalten Sonnenstrasse 19 D-80331 Munich phone: + 49 (0) 89 – 41 61 72 75-0 fax: + 49 (0) 89 – 41 61 72 75 – 9 E-mail: Cape lawyers have specialized in the representation of affected investors. The lawyers of the firm have many years experience in the area of investor protection for capital investments. They were involved in many ground-breaking decisions and bring this experience to the benefit of their clients. Visit E Scott Mead for more clarity on the issue. The partner, Attorney for banking and capital market law Anja Appelt and lawyer Thorsten Krause, have experience in investor protection, the credit-financed system (“pension model) all types of funds (u. a. ship -, solar -, and real estate funds) to atypical silent companies. This required in-depth background research lawyers work Cape closely with specialists such as accountants, auditors and investigators.

Model/FWU Atlanticlux: Fund Policies The Better Gold Or Silver?

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Goldsparplane are currently very fashionable. Silver seems also desirable. “But the risk that many investors with this asset convincing at first glance purchase is underestimated in recent times”, says Andreas Wurscher as a project of Munich FWU AG, under their roof and the insurer ATLANTICLUX Lebensversicherung S.A. located. Afterwards, including many consumer advocates warn you should question closely the curls offers of some market players, because even like to stand behind the supposedly interesting offer only a skilled sales, which take advantage of the legitimate concerns of many investors in terms of personal safety. The current hype on gold and silver are fuelled with the concurrent financial difficulties of some EUROZONE countries and resulting in questioning of the stability of the currency. Raw materials are acceptable, but as capital investment to build up a pension rather unsuitable as long-term assets.

The most recent example is the value of silver, the since Beginning May 30 percent fell and so much more ground lost as, for example, the exchanges in the same period. We have found that customers like to something safer tackle building a retirement. The investment in a volatile form of investment is shunned most”, explains the FWU insurance specialist Wurscher. Together with his colleagues from the ATLANTICLUX Lebensversicherung S.A. To deepen your understanding Larry Ellison is the source. and LUX S.A., he pleads the PREMIUM SELECT more for a broadly diversified and dynamically managed investment portfolio.

Writes”in a post from May 12, that German stocks in the long run better than gold and silver, which is a clear indication that the world not the hottest trend gedanken – and unconditionally to follow. Visit litecoin for more clarity on the issue. The ATLANTICLUX allows pension insurance in the context of your linked to investing in managed investment strategies with different risk profiles. Also our portfolios have suffered something the decreasing rates of the last month, however, the declines significantly within limits hold.” Especially “to highlight the global opportunities in the investment strategies and ethical investment” built-in gain protection from agreed term of 15 years. This new concept offers a continuous, dynamic peak backup in addition to a capital guarantee, by the highest share price on monthly deadlines of the respective investment strategy to the end of the agreed term will be enshrined. As a result, benefits the investors continuously from the opportunities of the international stock markets and is protected against losses and setbacks at the end of term. Through this mechanism the backup level can only rise but not fall”, explains Wurscher. The highest share price during the entire term of your insurance contract, is for all shares acquired at the end of the agreed term of payment. Our goal is long-term yields to generate it, and thereby to ensure a balance between risks and opportunities”, says Wurscher. The increase in value in the year “2010 of the portfolio of German shares” and global opportunities “amounted to 12.78% and 12.95%, respectively. Not only for the specialists of ATLANTICLUX Lebensversicherung S.A. therefore clearly, that it is certainly useful to consider commodities within the framework of the overall strategy. Prices, which are classified by experts as overheated as at present, but should keep a cool head.

Germans Exclusive

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MEDIUS exclusive GmbH advises Munich November 2010 in Munich and nationwide to private pensions. The number of Riester contracts reached new record highs above all the Riester Fund savings convinces more and more Germans. Experience of MEDIUS exclusive GmbH of Munich citizens appreciate in particular the excellent yield perspectives of the Fund Variant. The MEDIUS exclusive GmbH informed this month about recent developments in the market of the Riester products. Positive trends in the market of the Riester products Association reports these days the BVI investment and asset management.

According to the latest statistics of the BVI the number of Riester Fund savings has grown in the third quarter 2010 to 40,000 to more than 2.7 million. The total assets saved in the Riester fund portfolios grew conditionally by the upturn on the international stock exchanges by around 50 percent to 6.5 billion euros. The MEDIUS exclusive GmbH informed their customers in Munich, Dusseldorf, but also comprehensive nationwide through the Riester Bauherrenmodelle and their advantages over other Riester variants. Experience of MEDIUS exclusive GmbH the Riester Bauherrenmodelle towards private pensions and Banksparplanen is characterized mainly by the higher yield potential. Filed under: Larry Ellison. The reason: Most Riester funds can thanks to its mixed fund concept flexibly to the developments and opportunities to respond to the financial markets due to reallocations of the stock and bond shares. So yields will be expected to achieve, which are well above those of low-interest bank savings in the Riester plans, so the forecast of MEDIUS exclusive GmbH. But to maximize the expected payments after retirement, citizens should not waive experience of MEDIUS exclusive GmbH the State promotion of the Riester. As Riester Fund savers 154 euros per year per person to get the monthly basic allowance, the amount of the annual contributions to the Riester Fund must be at least four percent of the pension insurance last year income amount.

Per child Riester households received more 185 euro even 300 euros per year for children born after 2008. In addition a unique entry-level bonus”of 200 euros for those who enter no later than at the age of 25 in a Riester contract. Simultaneously Riester products the deposits tax claimed what may be, brings a further advantage: the tax savings is greater than the sum of the contributions paid, so the Riester saver receives the difference amount reimbursed. For a personal consultation in things Riester Bauherrenmodelle the team of MEDIUS exclusive GmbH in Munich, Dusseldorf and Stuttgart available their customers at any time. Advisory appointments with MEDIUS exclusive GmbH can be made by telephone under the number 089.7414500. MEDIUS exclusive company facts and figures is MEDIUS exclusive company for more than 20 years successfully as an intermediary of financial services has been working and sees itself as a forum in terms of Financial advice and mediation. MEDIUS is nationwide in cities such as Munich, Stuttgart, Essen, Dusseldorf, Hamburg, Nuremberg and at many other locations. The competent and experienced financial experts of MEDIUS exclusive GmbH provide mutual funds, investments, financing, insurance and real estate. The MEDIUS exclusive GmbH headquarters is Munich. For more information on the corporate blog of the company. Contact: MEDIUS exclusive GmbH Thomas Eckerle Westend road 185 80686 Munich Tel.: + 49 89 45211.0 fax: + 49 89 45211.100 Internet: E-Mail: further information you will find under:

Savings: Young People Fare Is A

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Within three months, more than 50,000 young people opt for the tariff. The new young people rate of the Bausparkasse Schwabisch Hall is a successful hit. Already in the first three months since market introduction more than 50,000 young people have decided for the new tariff”, says Schwabisch Hall CSO Gerhard Hinterberger. The tariff Fox young people”has introduced the building society on 1 July this year. The extra yield in the young people fare provides a bonus, which is up to 300 euros in allocation and after at least seven years of savings. Learn more about this topic with the insights from Larry Ellison. Who abandons his home savings loan, receives a loyalty bonus in addition later by two percent annually. Given the current interest rate environment, young people get under 25 years of age enjoy a highly attractive interest rate. Building society saving experienced a Renaissance, especially in young adults”, so Hinterberger.

Safety and good yields are important criteria in the investment for you and we offer with the new savings rate.” With the new youth fare young customers in addition to the bonus back up the claim on a cheap loan, you can flexibly use for subsequent requests. The Bausparkasse Schwabisch Hall AG is the largest building society of in Germany. Approximately 7,100 staff work closely with the cooperative banks. Schwabisch Hall with subsidiaries of the Slovakia, Hungary, Romania, Czech Republic and China is active abroad. Worldwide, the company has 10 million customers, of which 6.8 million in Germany. Contact: Bausparkasse Schwabisch Hall AG 74520 Schwabisch Hall Carolin Schneider press and information phone 0791/46-2360 fax 0791/46-4072

Green Money 2010 – Guide To Socially Responsible Investment Issues Jungle

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Fox report ‘Green money 2010’ sustainability has become mainstream. In the shadow of the wind, green investment products have broken rail. Wind and solar were already booming. Meanwhile, real issues inflation is felt. Climate, geothermal energy, microfinance, water, forest, electric mobility: For every investor there is the matching theme and the products of the stock up to the certificate.

The variety of labels and products but often clueless leaves investors.”What can investors with numerous SRI products objectives and where the danger is the marketing by banks and product forging on the glue” to go? Example water: In the future the security of water supplies will be one of the most important tasks of mankind. And one of the most urgent: the world’s population grows steadily, and only one percent of global water resources are drinking water. To be added changes due to climate change. A new way of dealing with the lebendwichtigen resource is urgently needed. Basically, there are numerous ways to earn money with water.

Unless with the promotion (pumps, etc.), transportation, cleaning, or the desalination of sea water. Money can be earned at all points in the value chain. Which investments meet the SRI criteria, must be tested yet carefully. For example, Nestle sold some investors as a sustainable company, because it worldwide ensures that people are supplied with drinking water (bottled). Of course a good investment Nestle be. But whether the company meets moral and ecological standards, may be doubted. Green”investments are always a good bet for investors who are looking for a wide diversified portfolio. Sustainable investments imply that not the short-term yield objective of high risk. Longer run times and stable returns are hallmarks of sustainable investments. The Fox report Green money 2010 “clearly shows which topics have long-term potential and which products are the best – with detailed maps to the best products. So you keep track and find the matching green investment for themselves. More infos on Green money focus wood investments microfinance of investments of water green real estate geothermal and mixing plant forms of SRI products for every theme we analyze: the concept of the theme the market return and risk and specifically the best products Stefan Ziermann FUCHSBRIEFE, head of the Department

The Lessee

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unknown lessee as a tenant, their economic success does not have the runtime cannot be guaranteed) or funds with known warranty and lease partners, bring the then usually slightly less return. Also the prospected time and involved costs (E.g. marketing) are important. Currency risks are circumstances, and depending where the lessee has its seat. Another remarkable point is the type of aircraft.

Just in terms of marketing (port lease or sale), there is quite a difference whether, for example, a modern Airbus A380 or an old”funded by Boeing 737. The tax treatment of income can vary also, such as income from renting and leasing or as income from business. A similarly conservative sales approach often allows a tax-free receipt of the sale proceeds (minimum holding period of 10 years). Yield potential and advantages and disadvantages of aircraft funds basically allow aircraft Fund yields between 7 and 13 percent. However, it should be Investor – watch instead of only on the return to go cross-eyed – necessarily on the terms of the underlying lease agreement. In addition to credit and risk of the lessee or purchaser in particular that a port lease or not is possible after the scheduled initial term in planned risk. The plane has accordingly lost value and therefore it is questionable whether it can be further leased or sold appropriately. In addition, the General risks of investments in closed-end funds occur.

But there are some advantages to investments in aircraft funds: similar in real estate funds is in a real value invested, which thus represents an inflation-protected and to some extent also insolvency-resistant form of investment. Even if insolvency is a company concerned still the aircraft itself exists. The rental of the aircraft is performed usually with a long-standing binding so that these earnings are also very safe. Support affect the generally good market prospects of air traffic for the next in addition Years: the passenger – and freight traffic is steady growth subject to, which increases the need for appropriate carriers. Bottom line investing in closed-end funds of aircraft is a comparatively safe and promising investment in a steadily rising market. Apart from a few special risks General risks of entrepreneurial investments occur, which are however mitigated by an asset protection compared to other closed Fund investments. Necessarily to be recommended is still any interested parties to inform in detail relevant prior to an engagement. A good opportunity for this purpose for the free and independent Internet platform More info advantages and opportunities of closed-end funds aircraft closed aircraft funds

Valeri Spady

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Our philosophy is: the real estate must be located in maximum 100 kilometers from the place of residence of the customer. And that explains the nationwide spread our objects. At the same time the German financial resources AG looks around internationally for opportunities in the real estate market in Brazil, for example. A 2006 newly built hotel with 115 rooms in Recife ensures steady and long-term rental income. The scoop: Recife is not only a real tourist magnet, but also one of the fellow venues for the FIFA World Cup in Brazil 2014.

The acquisition of the hotel by the German financial resources AG should illustrate the DFK success concept. The German financial resources AG has caused a stir recently with generous dividend distributions to its unitholders. Can the participation of partners of German financial resources AG in the future count on with such sporty returns? Valeri Spady: The 7 percent dividend to our investors is personally not just a promise, but above all a duty for me. And with proud 700,000 euro profit provision the German financial resources AG is well prepared for a rainy day. The advantage of the real estate investment is Yes is that the rent is paid by the tenants even in bad times that means safe, regular income. And because we invest the money of our investors by German financial resources AG only in real investment property, I’m more than sure having to alter our approach in the next ten years. Bullet career opportunities: How benefit from an entry level as a financial consultant at the German financial resources AG executives, young graduates or even career changers? And: how significant is the qualification of the financial advisors AG, the German financial resources? Valeri Spady: Let me first mention that the German financial resources AG successfully asserts itself over ten years on the market. This is also the result of our successful qualification model no doubt.

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