Used Car
Despite the numerous traffic jams, fumes and other truckers 'problems', man is still trying to get the car as a tribute to his own sense of importance, reliability and respectability. Would be money well … if no or little, then to the bank for a loan. It would seem to be easy, but then immediately appear reefs and rocks, maneuvering between them can take quite a few nerves and energy. In light of recent events in the U.S.
associated with bankruptcy of many influential companies, and the fall of the economy, the Russian banks 'tightened' and giving credits to the population began to pass zhostko … And then there is just the restriction on used cars. So when applying for a loan second-hand cars, keep on hand not less than 40% of its market value. Bankers generally do not give out loan of more than 70% of the total amount required for purchase. And the car will not evaluate the contract of sale, and based on market rates.
In addition, you will be required to insure the acquisition and hull is complete and CTP, and put it on record, amounting to about 10% of the price of the car. The fact that insurance rates for beushnye wheels higher than for new ones. Documents – it is generally a separate song is not always a happy ending … If you persevere and persevere you will have to run around to collect your passport, ID, certificate of employment income in the past six months, but just might need a copy of employment record with the original seal of the personnel department. Also, it is possible to need a registration certificate or divorce decree, copies of credit agreements, contracts and provide information on the debt on these loans. In short, can be better to just pick up and save money and buy a normal car or even a used and not to mess with the banks, because everyone is doing their business … hoard money and all will be.