Archive for January 21st, 2009

Angel investor

21.01.2009
15:35
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An angel investor (known as Business Angel in Europe or ‘angel’) is an individual who provides capital for prospero a start-up, usually in exchange for shares. The Angels typically invest their own funds, not as institutions of venture capital (or venture capitalists) who professionally managed money through a third fund. An incremental number of angels investors are organizing into networks, groups or clubs angeles to unite their efforts and share capital investment.
The area covers the angel capital in the financing of a nascent business, the ‘three F’s’ (initials in English from friends, family and fools) (family, friends, and fools) of seed capital and a Venture Capital. While Forbes it is difficult to get over S100.000 of family and friends, most of the institutions of venture capital investments do not feel under U.S. 1 million (varies depending on the country). Therefore, investment angels is usually the second round of funding for start-ups in high growth potential, and the U.S. is more money invested annually to all entities combined venture capital (U.S. 25.6 billion vs. 25 billion U.S. in 2006, versus 51,000 companies. 3416 companies, according to the Center for Venture Research at the University of New Hampshire. The number of active investors in 2005 was 234,000 individuals according to the report.
Investment Angels face an extremely Quadrant Asset Management high risk and therefore require a very high return on investment. Because a large percentage of investment angels are completely lost when the ups fail, investors looking for investment professionals Angels have the potential to return at least 10 or more times the original investment in the period of 5 years, through a defined exit strategy, such as a public offering or an acquisition.

Fort Worth Star-Telegram
in uncertain times, costs are one thing that investors can control.

Beginning of the crisis

21.01.2009
14:53
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After Forbes the cuts implemented by the ECB last week, but now a new decision, crossing the Atlantic, has given the Federal Open Market Committee of the U.S. Federal Reserve that has shaken the markets, and tomorrow we will begin to analyze its impact . Decidio FED has cut interest rates by at least 75 basis points and the rate situa in a target range of between zero and 0.25%. Following this initiative, al reaches lowest level since the interest rate became the main tool of monetary policy of the U.S. central bank. Mr. Main article: Crisis of subprime mortgages
The trigger of the crisis seem to have been several. Among the economic factors seem to be the mortgage crisis began in August 2007 in the United States, which resulted in a credit contraction, and the gradual increase in the Euribor by the ECB, which generated an increase in mortgage fees, which Spain are 98% to a variable interest, which could have ended affecting consumption, and in any case, the consumer confidence. Moreover, the strangulation of the credit market would have left without financing to companies engaged in construction, taking many works in progress, would not have found via a credit due to the tightening of the refinancing, which aggravate the situation in an area with a high degree of leverage.
Among the structural factors, according to some, the speculation, oversupply and the exhaustion of demand, unable to bear the high prices of real estate, as well as the rigidity of the housing market, with difficulties in adapting quickly Quadrant Asset Management to changing market (since the start of a work and its sale can take up to two years).


Subprime mortgage crisis is one heck of a mess.(EDITOR’S NOTEBOOK)(management of subprime crises)(Editorial): An article from: San Diego Business Journal by Tom York (Digital – Jan 7, 2008)HTML